You can become a building owner in Gangnam with just 5,000 won?! > NFT_News KDCA(한국데이터공인인증원)

Weren't you surprised that you can invest in real estate even if you only have 5,000 won? That's right. It is now possible to invest in real estate without a large capital. In recent years, there has been a growing interest in real estate investment. So, on Realcast TV today, we organized a detailed analysis of real estate investment.

Real Estate Piece Investment, How to Invest?

Some of you may be unfamiliar with piece investment. Piece investment refers to an investment method in which several investors jointly invest and divide ownership into pieces. For example, several co-investors invest together in a building located in Gangnam, share ownership, and then distribute profits.

Recently, the popularity of piece investment is increasing in the financial market. In addition to real estate, it is used in various sales such as art and music. So, let's find out how the real estate piece investment goes and how the profit is distributed.

First, let's look at how it works. Buildings are made into beneficiary certificates and subscriptions are received from investors. After that, profits are divided according to investors' shares, such as rental income and capital gains. If you want to sell ownership because there is no profit from the building you have subscribed to, you will want to do something. It doesn't mean you can't just sell your property. In fact, buying and selling ownership is simpler than selling real estate.

Fragment investment ownership can earn money through trading. Therefore, it is much easier to understand if you think of it as a method of investing in which real estate and stocks are combined. For real estate piece investment, even if you only have 5,000 won, you can subscribe for one week of ownership. That's why it's getting a lot of attention from the MZ generation with less capital.

Perhaps that is why the real estate fragment investment platform market is also gradually growing. Each platform has a slightly different operating method and profit structure, so let's take a look at the pros and cons of each platform.

 

 

What Are the Pros and Cons of Each Real Estate Piece Investment Platform?

In the case of CASA, which is said to have pioneered the real estate piece investment market, you can only invest with your own capital. That's why the total value of buildings handled is small compared to other platforms. Kasa has the advantage of being able to obtain stable rental income and capital gains because it mainly deals with buildings in station areas such as Gangnam and Yeouido in Seoul.

In addition, since it is a sandbox project regulated by the Financial Services Commission, a wide range of investments is possible without regional restrictions. Kasa is already highly trusted by users due to its 5 listings and profit realization experience. Most of all, all four buildings listed over the past two years have been steadily generating rental income with no vacancies. Kasa is also preparing to enter the overseas real estate market beyond Korea. In the first half of this year, we plan to launch a Singapore exchange. I think it will be an opportunity to start investing in overseas real estate more easily.

Next, let's look at BBRIC. BBRIC is currently available for trial service only in Busan. MDM Tower, which BBRIC first listed in April this year, is currently (as of May 2022) with a market price of 38.77 billion won. Of this, 17 billion won was received from general investors, and the remaining 21.77 billion won was filled with bank loans.

The building listed by Kasa is between 1.3 and 10.2 billion won. The total market capitalization of the five buildings is 27.7 billion won (as of April 2022). From this, we can see that BBRIC has a smaller number of buildings, but a much higher market cap.

In addition, BBRIC can trade bricks, which means ownership, through the mobile app. You can share the rental income of the building according to your stake, and if you sell the bric, you can see a profit or loss depending on the market price of the building. Unlike Kasa, BBRIC is a leveraged investment. You can take out a loan and invest like a regular mutual fund. It is different from the fact that Kasa can only use its own capital.

Soyou is a platform approved by the Financial Services Association as an innovative financial service in April of last year. It has the advantage of being able to trade securities like the Korea Exchange. It is a highly stable platform as the Korea Securities Depository, securities companies, and trust companies work together. Owners can also receive monthly rental income as dividends. In addition, the sale of the building is carried out through the owner's vote, and the capital gains are divided according to the stake. In the case of ownership, it can be traded per share like stocks, so it has the advantage of being quicker to cash out than other platforms.

The last platform to look at is Funble. Funble is subscribing from 5,000 won on a first-come, first-served basis. Trading is possible like stocks like the platforms introduced earlier. Rental income is paid as dividends, and sales income is divided equally. In addition, Funble has the advantage of not having to worry about taxes because there is no acquisition tax or transfer tax (only income tax is imposed on DAS sales gains and rental income).

Real Estate Piece Investment, What to Watch Out For?

Real estate piece investment has the advantage of being simpler in the process than purchasing an actual building. The trading method is similar to that of stocks, so it is easy. However, there are also caveats. Piece investment platforms are weak in consumer protection devices such as disclosure obligations.

Since it is not mandatory to provide various information such as operation method and investment risk, someone can make a profit, but the probability of failure is also quite high. That's why you should carefully weigh the platform's responsibilities and expertise before choosing and investing in a platform. In addition, since piece investment is trading rights, distribution market monitoring is insufficient. Please note that these items may be price manipulation.

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